Monday, September 25, 2017

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Insurance

head_insuranceLIFE & HEALTH INSURANCE

We offer Life & Health Insurance from more than a dozen different companies so we can offer the solution you need!

MORTGAGE INSURANCE

When you’re approved for a mortgage, your lender will offer to sell you mortgage insurance. That may seem convenient, but…

Before you say yes to mortgage insurance, you should know that you have other options. Protecting your mortgage with an individually-owned term insurance plan offers you and your loved ones better guarantees and greater choice. Quite simply individual insurance provides better value, more flexibility – and in most cases at a lower cost.

Click here for a comparison to traditional mortgage insurance.

Many lenders are also offering critical illness coverage – click here to see why it pays to compare!

INCOME REPLACEMENT OR DISABILITY INSURANCE

Here are some questions to consider.

ESTATE PROTECTION

When you die, your assets can be transferred tax free to your spouse. But, when your spouse dies and the assets are passed on to your children or other heirs, this transfer may result in a significant tax bill. And this tax is paid before your heirs get anything.  Find some information here about a possible solution.


CORPORATE LIFE INSURANCE

Want to increase your income without reducing your estate, or have extra assets in your business that you want to pass on to your beneficiaries?   Corporate life insurance takes advantage of tax law to make sure your loved-ones benefit from your hard work.

These are just a few ideas of where life or health insurance might fit into your situation.  If you have any questions or would like a second opinion on insurance you already own, please contact one of our insurance specialists – we’d love to sit down for a chat.